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Credit Rating Agencies
Credit rating agencies (CRAs) assess the creditworthiness of debt issuers on financial markets.They are private companies and the ratings they issue are judgements about the prospect of repayment of debt by an issuer in time and in full.A rating is not an investment recommendation, but it is an opinion about the creditworthiness of a financial product or an issuing bank, government, supra- or sub-national institution. In recent years CRAs have gained an authority in bond markets that far surpasses their original design.The financial crisis of 2008 thrust the CRAs into the spotlight as their highly rated financial products turned out to be toxic assets.CRAs were blamed not only for their excessively optimistic ratings, but also for their complicity in creating them. This short book introduces and explores the complex world of the credit rating industry: how it works, how it has evolved, the role it played in the financial crisis, and how it is regulated.Giulia Mennillo shows, as constitutive actors of global financial capitalism, CRAs have a social and political relevance that reaches well beyond finance into areas of transport, infrastructure, education and health and their impact is emblematic of the increasing financialization of our world.
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Rating Valuation : Principles and Practice
Rating Valuation: Principles and Practice has long been the standard go-to guide for both students studying rating valuation and practitioners needing a comprehensive reference book covering rating law, valuation and, importantly, practice.This fifth edition brings the reader up to date with the changes for the 2023 Rating Revaluation and developments in case law, as well as highlighting the differences between the law in England and Wales.A comprehensive chapter covers rates in Northern Ireland. Starting with the basics, the book goes on to provide more in-depth detail for advanced readers, using clear, accessible and engaging analysis and example valuations throughout to break down what many see as a complex subject. Whether you are studying to pass your APC, or just want an overview of the changes following the latest revaluation, Rating Valuation: Principles and Practice will give you all you need to understand rating valuation.
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Rating and Council Tax Pocket Book
The Rating and Council Tax Pocket Book is a concise, practical guide to the legal and practical issues surrounding non-domestic rates and council tax.An essential tool for busy tax collection practitioners in local authorities and private practice, it will also be suitable for a range of non-specialist property professionals who may have to deal with rates and council tax matters as part of their practice. This handy pocket guide is accessible to specialist and non-specialist alike, covering everything from key concepts through to liability, exemptions, procedure and completion notices.The book encompasses both English and Welsh law, and includes all the relevant statutory provisions.With detailed discussion of key cases, this is a book that no one with an interest in rating and council tax should be without.
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Exploring Rating Scale Functioning for Survey Research
Items with ordered response categories are common in survey research, such as when respondents are asked how much they agree with certain statements.But how large are the differences between categories of response, and how well do they distinguish between respondents?This volume is the first to introduce the evaluation of rating scales to an audience of survey researchers.Evaluating Rating Scale Functioning for Survey Research provides researchers with an overview of rating scale analysis along with practical guidance on how to conduct such analyses with their own survey data.Author Stefanie A. Wind presents three categories of methods: Rasch models; non-Rasch Item Response Theory (IRT) models; and non-parametric models, together with practical examples.Tutorials, datasets, and software code (R and Facets) to accompany the book are available on the book’s website.
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How can you bypass the age rating system in the cinema?
It is not advisable to bypass the age rating system in the cinema. Age ratings are in place to protect viewers from content that may not be suitable for their age group. It is important to respect these ratings and follow the guidelines set by the cinema. If you believe a movie is suitable for you despite the age rating, it is best to discuss it with a parent or guardian and make a decision together.
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How does Orbot ensure anonymity and security?
Orbot ensures anonymity and security by routing internet traffic through the Tor network, which encrypts and bounces the data through a series of relays to hide the user's IP address and location. This helps to prevent websites and online services from tracking the user's online activities. Orbot also allows users to access websites and services that may be blocked in their region, further enhancing their privacy and security online. Additionally, Orbot can be used in conjunction with other privacy tools, such as VPNs, to provide an extra layer of protection.
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Why is my tactics rating so much higher than my chess rating?
Your tactics rating may be higher than your chess rating because tactics focus on specific skills such as pattern recognition, calculation, and visualization, which you may excel at. Chess rating, on the other hand, takes into account various aspects of your overall chess performance, including strategy, positional understanding, and endgame skills. It is possible that you may need to work on improving these other areas of your game to see an increase in your overall chess rating.
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What is the teacher's rating?
The teacher's rating is 4.5 out of 5 stars.
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Statesman 47cm Fridge Freezer E Rating White UC47FZW PIK09426
The Statesman 47cm under counter freezer offers a generous 60 litre capacity, enough for 3 bags worth of shopping, with 3 large storage compartments keeping everything organised and easily accessible. Adjust the temperature in the freezer with a
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Heat Exchangers : Selection, Rating, and Thermal Design, Fourth Edition
Heat exchangers are essential in a wide range of engineering applications, including power plants, automobiles, airplanes, process and chemical industries, and heating, air-conditioning, and refrigeration systems.Revised and fully updated with new problem sets, Heat Exchangers: Selection, Rating, and Thermal Design, Fourth Edition presents a systematic treatment of heat exchangers, focusing on selection, thermal-hydraulic design, and rating.Topics discussed include Classification of heat exchangers Basic design methods of heat exchangers for sizing and rating problems Single-phase forced convection correlations for heat exchangers Pressure drop and pumping power for heat exchangers and piping circuits Design methods of heat exchangers subject to fouling Thermal design methods and processes for double-pipe, shell-and-tube, gasketed-plate, compact, and polymer heat exchangers Two-phase convection correlations for heat exchangers Thermal design of condensers and evaporators Micro/nanoheat transferThe Fourth Edition contains updated information about microscale heat exchangers and the enhancement heat transfer for applications to heat exchanger design and experiment with nanofluids.The Fourth Edition is designed for courses/modules in process heat transfer, thermal systems design, and heat exchanger technology.This text includes full coverage of all widely used heat exchanger types.
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A Modern Credit Rating Agency : The Story of Moody’s
This book aims to present a picture of one of the world’s leading credit rating agencies.Credited as being the first credit rating agency, Moody’s stands as the epitome of the rating sector and all that it effects.However, outside of internal and non-public histories compiled within the rating agency itself, the story of Moody’s has never been told, until now.However, this is not a historical book. Rather, this book paints a picture of Moody’s on a wider canvas that introduces the concept of rating to you, taking into account the origins of the sector, the competitive battles that formed the modern-day oligopoly, and the characters that have each taken their turn on sculpting the industry that, today, is critical to the modern economy. The book is a story of personable people who provided the market with what it needed, but it is more than that.It is a story of conflict, impact, strategy, and most of all the relationship between big business and modern society.Standing as the gatekeeper to the capital markets that form the core of modern society, Moody’s represents the very best of what the marketplace can produce, but also the very worst.This story takes in economic crises in the antebellum US, the Panics of the early 1900s, the Wall Street Crash and the Great Depression and, of course, the Global Financial Crisis.It does this because, at the heart of each one was a member of the rating industry or the reporting industry that preceded it.Associated with almost any financial scandal you may care to remember the credit rating agencies, in their often-uncomfortable role as gatekeepers, have their fingerprints on most financial scandals and calamities.This book tells the story of the industry’s founding member.
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Children Beware! : Childhood, Horror and the PG-13 Rating
How does a culture respond when the limits of childhood become uncertain?The emergence of pre-adolescence in the 1980s, which is signified by the new PG-13 rating for film, disrupted the established boundaries between childhood and adulthood.The concept of pre-adolescence affected not only America's pillar ideals of family and childhood innocence but also the very foundation of the horror genre's identity, its association with maturity and exclusivity. Cultural disputes over the limits of childhood and horror were explicitly articulated in the children's horror trend (1980-1997), a cluster of child-oriented horror titles in film and other media, which included Gremlins, The Gate, the Goosebumps series, and others.As the first serious analysis of the children's horror trend, with a focus on the significance of ratings, this book provides a complete chart of its development while presenting it as a document of American culture's adaptation to pre-adolescence.Each important children's horror title corresponds to a key moment of ideological negotiation, cultural power struggles, and industrial compromise.
Price: 43.95 £ | Shipping*: 0.00 £
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What is the Google rating?
The Google rating is a score given to a business based on customer reviews and feedback on Google. It is usually displayed as a star rating out of 5, with 5 stars being the highest rating. The Google rating provides potential customers with an indication of the quality of products or services offered by a business, helping them make informed decisions when choosing where to shop or dine.
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Is this credit rating good?
Without knowing the specific credit rating in question, it is difficult to determine if it is good or not. Credit ratings typically range from poor to excellent, with different credit bureaus using different scoring models. A good credit rating is generally considered to be in the range of 700-850, but this can vary depending on the lender and the type of credit being sought. It's important to compare the credit rating to the average or ideal range for the specific type of credit being applied for.
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Is the FSK rating correct?
The accuracy of the FSK rating depends on the specific content being rated. The FSK rating system in Germany is designed to provide guidance to parents and viewers about the suitability of a film for certain age groups. However, individual opinions about what is appropriate for different age groups may vary, so it's important for parents and viewers to consider their own values and the specific content of the film when determining if the FSK rating is correct for their own situation.
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What is an octane rating?
An octane rating is a measure of the performance of a fuel in an internal combustion engine. It indicates the fuel's ability to resist knocking or pinging during combustion. The higher the octane rating, the more compression the fuel can withstand before igniting. Higher octane fuels are typically used in high-performance or high-compression engines to prevent knocking and improve overall engine performance.
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